Explore access rules under local law
These legal terms apply to the use of x77 where local law allows it. Access can vary by state or territory, and we may ask you to confirm details from your account before certain actions are allowed. If the law in your location does not permit
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a service, we do not make it available there. We also treat record handling by purpose: support messages, account checks, dispute files, and any audit trail are kept only for the period needed to complete that purpose and meet a legal duty. When the terms change,
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we update this page and use the contact details in your account to tell you what changed when that is required. Records linked to UPI, Paytm and PhonePe are retained as part of the audit trail, not as a separate feature, and they follow the same
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retention rules as the rest of the file. That approach keeps access, storage, and correction requests tied to the right account and the right jurisdiction.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.